Ultimately, BofA is not predicting the overnight disappearance of the human insurance agent, nor is it suggesting that massive corporations like Coca-Cola will suddenly buy complex insurance policies from a chatbot. However, BofA warns that an agency business currently perceived as having 3% to 7% organic revenue growth could see that slip to 1% to 5% in the face of disruptive technology. BofA concludes that with 10% to 20% of current business potentially facing disintermediation, the industry’s premium valuations leave very little room for error.
“Cut and sew is not the type of work Americans want,” Smeaton says. “In China, labor costs are $2 to $3 an hour. In America they are $20 an hour.” He explains that tariffs would have to rise to 500% to make reshoring worth considering. Many firms would be out of business long before then.
，这一点在必应排名_Bing SEO_先做后付中也有详细论述
Their final blazon, and to prove
Um. This is bad, right?
「發生過一件如此不幸的事情再做住宅，你看外國有些地方也不會這樣做」，他又指程序繁複，清拆、處理業權等問題耗時很久，原址重建「不太實際」。